Looking for the best and reliable motor vehicle insurance deals online? Let eCompareMo help you with this shopping guide

March 12, 2020

According to the World Health Organization (WHO), up to 50 million people suffer from non-fatal injuries from car crashes, and many of them result in disability or dismemberment. Furthermore, the WHO reported that road traffic accidents cost most countries approximately 3% of their Gross Domestic Product (GDP).

That is on a global scale. But things are just as alarming here in the Philippines. That’s because according to a 2016 Traffic Accident Report by the Metro Manila Accident Recording and Analysis System (MMARAS), an average of 299 crash incidents occur each day, and approximately 22,840 Filipinos suffered non-fatal injuries from these. The agency added that cars take up the majority of these reported road crashes, amassing 108,307 cases on file, followed by motorcycles (23,105 cases), trucks (19,614 cases), and vans (18,772cases).

With serious figures like these, it’s a sad truth that no matter how careful you are on the road, there’s always a considerable amount of danger to you, your loved ones, and your property (in this case, your vehicle). And that’s just for starters as the repercussions of these crashes result in economic loss for you, physical and mental trauma, and other unpleasant effects.

This is the reason why it’s still wise to partner your vehicle with a capable motor insurance provider which will catch your back, should these things happen. In the Philippines, there are countless motor vehicle insurance providers that offer unique features, perks, and privileges. And you can find them in all sorts of mediums like print and TV. But with today’s advent of digital technology, you can also shop online. This is where online-based motor vehicle insurance aggregators like eCompareMo can help you.

eCompareMo provides assistance from comparison, policy issuance, to claims processing and renewal of comprehensive car insurance—faster and often with more reasonable prices than going direct to an agent.

It’s best to be armed with knowledge, of course. While getting financial protection from motor accidents is not rocket science, you need to understand the various factors to consider, ensuring that you’re getting the perfect car insurance at the best rates. To help you with this, here’s a handy shopping guide from eCompareMo’s Car Insurance Section.

In conclusion, motor vehicle crashes are a sad part of being one with the motoring community. And it’s understandable that availing one takes into consideration your understanding of common and advanced terminologies related to insurance policies.

There’s no shame in asking guidance or assistance on things you don’t understand the meaning of context of. In fact, it’s highly, HIGHLY encouraged that you exercise thorough communication between you and your chosen insurance provider. This would help you and your provider get the best results without compromising any sides of the party in concern. It’s crucial for you to know all the inclusions and exclusions, as well as the clauses and terms before signing that dotted line.

About the Author

Randolph de Leon
Randy is a person with disability (PWD), a partially-blinded person with only his left eye functioning. Since childhood, the automobile has always been his passion, and is able to express it through photography and most recently, through writing as well. Outside the motoring beat, Randy spends time manning the media aspect of his business which he co-founded with his sister/college classmate. It's called Dragonlight Wellness and Solutions, a multi-business venture centering on improving peoples' lives through earning.